The use of this site is subject to the following Terms & Conditions. Please read them carefully. Using the site means that you have read and accepted the Terms & Conditions.
GWM Adviser Services Limited ABN 96 002 071 749 trading as Garvan Financial Planning (“Garvan”) is an Australian Financial Services Licensee, insurance broker and a wholly owned subsidiary of National Australia Bank Limited.
Information contained in website
This site provides information about the services and products of Garvan and other members of the National group of companies and certain other information. Garvan and other members of the National group of companies:
Any trade marks appearing in this site are the trade marks of a member of the National group of companies or a third party. Users must not use or reproduce any trade marks that appear in this site.
Users of this site must not:
The information contained in this site is general information only made available to residents of Australia. It has not been prepared taking into account any person’s particular needs, financial situation or investment objectives and should not be relied upon as a substitute for financial, accounting, legal, tax or other specialist advice.
It is not intended to be a recommendation, offer or invitation to take up securities or other investments. You should seek advice from an appropriately qualified professional on whether the information is appropriate for your particular needs, financial situation and investment objectives.
Garvan and its authorised representatives may receive fees or commissions. All fees or commissions will be discussed with you prior to acting on your instructions.
Garvan and other members of the National group of companies are not liable in any way to any person for any loss, damage, cost or expense incurred as a result of the material contained in this site or from unauthorised access to, or any misuse of this site including, without limitation, any negligence by Garvan and other members of the National group of companies.
All references in this site to “$” or “dollars” are references to Australian currency unless otherwise stated.
Users of this site agree to indemnify GPL and other members of the National group of companies from all liability, cost and expense, (including legal fees) arising directly or indirectly from the use or distribution by any person of material placed in the site by the user or from the alteration, modification of or addition to material on the site by the user.
Garvan will use its best efforts to provide access to this site on a 24 hour basis. However, there may be an interruption of the service to facilitate the site’s maintenance or for any other reasons. Garvan will not be liable to any person for interruptions to the service for any reason.
An investment with the MLC Group does not represent a deposit with or liability of the National Australia Bank Limited or other member companies of the National Group of companies and is subject to investment risk including possible delays in repayment and loss of income and capital invested.
The repayment of capital, the payment of income and any particular rate of return are not guaranteed by any company in the MLC Group or any member of the National group of companies or any other company, unless specifically stated in a current Customer Information Brochure, Product Disclosure Statement or Prospectus.